It’s more than just a mortgage, and we’re more than just your lender — we’re your neighbor.


When you choose home mortgage loans with First Pryority Bank, your lender is your guide from start to finish, tailoring your loan to your needs. And since our lenders are local to your community, they have the first-hand knowledge and professional network to support you from application to closing.

Purchase, Refinance or Build Your Home with First Pryority Bank

Whether you’re a first-time homebuyer or looking to refinance, our local team can deliver competitive rates and customized repayment terms. We offer a wide selection of home loan solutions that can be tailored to fit your situation.


Conforming Conventional Home Mortgage Loans conform to Fannie Mae and Freddie Mac guidelines set by the Federal Housing Finance Agency (FHFA). You can buy a primary residence, second home, or rental property with most standard conventional loans and have a choice of fixed rates, adjustable rates (ARMs), and various term options.


FHA Home Mortgage Loans are insured by the Federal Housing Administration, which allows lenders to offer mortgage financing to homebuyers who may not meet the qualifications of conventional loan programs. Because they are government-backed loans, the requirements are a little more flexible. FHA loans are great for first-time homebuyers and repeat buyers. The biggest advantage is the down payment requirement.


VA Home Mortgage Loans are a special type of mortgage option designed to provide long-term home financing to active military members and veterans and are guaranteed by the United States Department of Veterans Affairs. VA home mortgage loans have more flexible requirements, like a wider credit score threshold than many other loan programs. You served your country, and we are so grateful for that. Now let us serve you with special financing just for veterans.

USDA Rural Development

Rural Development Home Mortgage Loans give low- and moderate-income borrowers the ability to purchase or refinance a home located in an eligible rural area with no down payment*.

* Rural Development Home Mortgage Loans borrower may be responsible for closing costs.


Jumbo Home Mortgage Loans are any home loan that exceeds a specific threshold called the conforming loan limit. Currently, the conforming loan limit for a single-family home is $750,000.


A Non-QM loan, or a non-qualified mortgage, is a type of mortgage loan that allows you to qualify based on alternative methods, instead of the traditional income verification required for most loans.

  • Alt-Doc
  • Bank Statement Loan
  • Asset Statement Loan
  • 1099
  • Community Mortgage
  • Foreign National
  • Investor DSCR/No Ratio

Construction Loan

FPB is the preferred construction lender for many of the area’s top builders. Our construction lenders provide you knowledgeable and professional lending and we utilize appraisers that understand new construction. This financing provides you funds to build your dream home, you can purchase your lot, build your home, include a shop and/or pool or other amenities, and draw funds as you need them during the building phase. You make interest only payments as your home is under construction, and when your home is complete you can move in and our team will work with you for permanent financing options to payoff the construction loan.


FPB provides locally underwritten and serviced loan program for Individual Taxpayer Identification Number clients who want to become homeowners. ITIN mortgage program allows as little as 10.5% down payment with various terms available to help find the right payment for you.

Terms and conditions are subject to change without notice and not guaranteed. Loans are subject to underwriting and approval. Tax and insurance escrows may be required. Additional restrictions may apply.

Spanish-speaking mortgage professionals are available to guide you through the process from start to finish! All mortgage document necessary to effectuate the transaction, required by law, or required by federal regulation will be provided in English.


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Molly is incredibly knowledgeable and well versed in just about every way you could think of for the home buying process. She is patient, and will make sure you are taken care of. House buying can be stressful, but she will make sure you feel at ease through the whole process. Seriously, I can’t recommend her enough. I will always use Molly for any home transactions moving forward. She is an absolute amazing person to work with!

First Time Home Buyer
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Molly is a one of a kind true professional who knows her job extremely well and in no time at all will have you knowing your in good hands. There was constant communication and she answered any and all questions and concerns every step of the way. She is Definitely the one you want handling all your home finance needs. Very dedicated and hard working. It was truly a privilege having her handle my financing and I couldn’t have asked for a better person.

James Russell
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Absolutely the BEST! Pryority holds personal and business accounts for me. They have closed several loans during our tenure and just recently helped me with my refinance. Love doing business with Pryority.

Andy Smith
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A smaller size and more personal banking experience that I prefer much better than the big banks. They have been excellent to work with, and  even have free popcorn.

Jean Hendryx
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I have been dealing with First Pryority bank for a long time. Their personal interactions set them aside from the big banks.

David Sygall

Contact a loan officer today and make home-sweet-home simple and convenient.


Mortgage Loan Originators

Clay Carden Photo

Clay Carden

Sr. Vice President and Director of Mortgage
NMLS #193438
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Sarah Thompson Photo

Sarah Thompson

Mortgage Operations Officer
(918) 630-4181
NMLS #1238323
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Jeff Conway Photo

Jeff Conway

Mortgage Loan Originator
(918) 264-9850
NMLS #1038033
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Molly Osborn Photo

Molly Osborn

Mortgage Loan Originator
(918) 981-8185
NMLS #1887061
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