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Personal Savings

Whether you’re saving for a “rainy day” or a beach vacay, we don’t just want to know your goals — we want to help you meet them. Choose one of our four savings options and enjoy competitive rates, easy access, and convenience that only comes from saving with a bank that’s close to home.

First Pryority Bank Offers Four Types of Personal Savings Accounts

Basic Savings

A good savings strategy is a must. Start with just $100 and earn competitive interest to grow your funds.

  • Competitive rates earned when a $100 minimum daily balance is maintained
  • **Minor accounts available regardless of minimum balance
  • Avoid the $3 quarterly *fee by maintaining a $25 average collected balance*
  • Digital Banking
  • $100 minimum deposit to open

Minor Savings: Parent or guardian may be required for account opening. *Fee appears on statement as SC Balance Requirement Fee. For complete information, refer to our Truth in Savings disclosure available at any branch location.

Money Market

Ready to level up on savings? Our money market pays tiered rates and offers increased access.

  • Earn competitive, tiered rates on balances of $1 or more
  • Avoid the $6 monthly fee* by maintaining a $1,500 average collected balance
  • Digital Banking
  • VISA® debit card
  • $100 minimum deposit to open

Fee appears on statement as SC Balance Requirement Fee. Fees may reduce earnings. For complete information, refer to our Truth in Savings disclosure available at any branch location.

Certificates of Deposit (CDs)

With a $1,000 deposit and a little bit of patience, start earning some of our most competitive rates.

  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Set aside for future savings goals
  • A wide range of terms available (from 3 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • $1,000 minimum deposit to open

Early withdrawals may result in the forfeiture of 1-12 months’ interest, depending on the term. Balance in order to receive advertised APY, is minimum of $1,000.00. Penalty may be imposed for early withdrawals. Fees could reduce earnings. Terms and conditions are subject to change without notification.

Individual Retirement Accounts (IRAs)

Procrastination doesn’t pay. Start your retirement fund today and enjoy competitive interest and tax advantages*.

  • Competitive interest above standard savings rates
  • Traditional and Roth IRA options
  • No setup fees
  • No monthly or annual maintenance fees
  • $6,000 contribution limit per year
  • Additional $1,000 “catch-up” contribution allowed for ages 50+
  • Funds can be used to purchase CDs within IRA
  • $1,000 minimum deposit to open

Consult a tax advisor.

Testimonials

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Molly is incredibly knowledgeable and well versed in just about every way you could think of for the home buying process. She is patient, and will make sure you are taken care of. House buying can be stressful, but she will make sure you feel at ease through the whole process. Seriously, I can’t recommend her enough. I will always use Molly for any home transactions moving forward. She is an absolute amazing person to work with!

First Time Home Buyer
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Molly is a one of a kind true professional who knows her job extremely well and in no time at all will have you knowing your in good hands. There was constant communication and she answered any and all questions and concerns every step of the way. She is Definitely the one you want handling all your home finance needs. Very dedicated and hard working. It was truly a privilege having her handle my financing and I couldn’t have asked for a better person.

James Russell
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Absolutely the BEST! Pryority holds personal and business accounts for me. They have closed several loans during our tenure and just recently helped me with my refinance. Love doing business with Pryority.

Andy Smith
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A smaller size and more personal banking experience that I prefer much better than the big banks. They have been excellent to work with, and  even have free popcorn.

Jean Hendryx
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I have been dealing with First Pryority bank for a long time. Their personal interactions set them aside from the big banks.

David Sygall

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