Choose the bank that chooses you.

Personal Banking

Serving our community, and the people who call it home, is our first priority. Unlike some banks, we’re proud to call this community home. So choose the bank that sees you as a neighbor, not a number. Where people know your name, not just your credit limit. And where your hard-earned money stays safe — and your financial dreams do too.

Personal Banking Services with First Pryority Bank

Open Account

Personal Checking

From day-to-day purchases to longer-term goals, choose from one of our three feature-rich checking accounts.

View Checking Accounts

Open Account

Personal Savings

Keep things simple. Earn competitive rates. Your money works harder with our four types of savings accounts.

View Savings Accounts

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Personal Loans

Get money for all of life’s needs, with lenders just down the street. Learn more about our two loan types.

View Loan Types

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Personal Credit Card

Get freedom, flexibility, and purchasing power for whatever you need, whenever you might need it.

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Testimonials

We recently closed our construction to permanent mortgage loan with Clay Carden, Madison Bell and team at First Pryority Bank. I would absolutely recommend them to anyone looking for a mortgage or construction loan. They were very knowledgeable and went above and beyond to help us with both the Construction Loan and (especially) the transition from Constuction Loan to Permanent Mortgage Loan. I am actually going to miss talking to them now that we are done! What a great team!!

Denise Bishop

I’m not a seasoned borrower which made things intimidating and confusing. Clay took extra time, multiple times, to explain things I was having trouble with. My wife and I enjoyed working with him and his professional team, including, Madison and Amanda. They all were instrumental, efficient, and very helpful through this whole home building/loan/mortgage process. I would highly recommend First Priority Bank and specifically, Clay Carden and his team. Thank you guys for making this a memorable experience!

John Bishop

Clay Carden and his wonderful team. We used them for a new construction loan as well and the permanent loan when we completed our home. Clay was there to explain everything along the way and help guide us through. The team made things so easy and efficient. Great customer service and would not hesitate to use them again for a loan!

Stacie Lykins

Amanda, Madison and Clay were fantastic to work with and were extremely helpful and knowledgeable. I would recommend them to anyone who is looking to build a new home.

Dyanne Rutledge

Clay and his mortgage team are phenomenal to work with. The entire team was responsive and efficient, always keeping me informed and adapting to any issues prior to closing. You’ll be in good hands!

Spencer

I wanted to share my positive experience working with Clay on my recent home purchase. He and his mortgage team were fantastic. Their knowledge and expertise were instrumental in ensuring a smooth and timely closing.

Dustin Manly

I have used Clay Carden and his mortgage team MULTIPLE times, and will continue to use them moving forward. I refer them to family and friends without hesitation! Very knowledgeable, great communication, outstanding service & follow-up. Thank you, Clay, Amanda, and First Pryority Bank!

Paul Smith

Clay Carden and his team were excellent to work with throughout the process of a construction loan to a permanent loan. They were personable, professional, and responsive. Thank you so much.

Alexandria McGowan

“We love banking with First Pryority! We recently used them for our home mortgage loan and by far, they made it the easiest process. Clay and his team made sure everything was done in a timely manner and always had our best interest first. We felt like we weren’t just another customer to them, but they truly care for our future. Also, Mike Kochevar is the best there, always. Their insight and knowledge continues to help us tremendously personally and in our business account there day after day. Thank you First Priority for all you hard work!”

Rose Dinh

Absolutely the BEST! Pryority holds personal and business accounts for me. They have closed several loans during our tenure and just recently helped me with my refinance. Love doing business with Pryority.

Andy Smith

Surcharge-Free ATMs

We’ve partnered with the TransFund ATM network to give you surcharge-free access to your cash nationwide.

Use your debit or ATM card at any participating ATM to waive the surcharge-fee. Most area QuikTrip, Kum & Go, and 7 Eleven stores participate in the program. Just look for the NC, TransFund Advantage, or TransFund Totally Free symbol displayed on the machine. You can also locate an ATM by downloading the TransFund app to your phone.

Download the TransFund app to locate participating ATMs.

Safe Deposit Boxes

We offer various sizes of safe deposit boxes to meet your needs.

Your annual rental fee can be deducted from your First Pryority checking or savings account. Contact a customer service representative for details on pricing.